ISBA
Isabella Bank Corporation
NASDAQ · USFinancial ServicesBanks - Regional
$39.85+1.58%
Price as of Jul 20, 2026
ISBA financials
Isabella Bank Corporation financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $112.0M | $101.7M | $90.8M | $76.6M |
| Cost of revenue | $32.9M | $36.0M | $22.3M | $5.8M |
| Gross profit | $79.1M | $65.7M | $68.4M | $70.8M |
| Operating expenses | $56.9M | $49.3M | $46.6M | $43.9M |
| Operating income | $22.1M | $16.4M | $21.8M | $26.8M |
| Net income | $18.9M | $13.9M | $18.2M | $22.2M |
| EBITDA | $22.3M | $18.5M | $23.8M | $28.9M |
| Basic EPS | $2.56 | $1.86 | $2.42 | $2.95 |
| Diluted EPS | $2.56 | $1.86 | $2.40 | $2.91 |
| Balance sheet | ||||
| Cash & equivalents | $26.0M | $24.5M | $33.7M | $38.9M |
| Total assets | $2.2B | $2.1B | $2.1B | $2.0B |
| Total liabilities | $2.0B | $1.9B | $1.9B | $1.8B |
| Stockholders’ equity | $231.4M | $210.3M | $202.4M | $186.2M |
| Total debt | $142.5M | $113.0M | $116.1M | $87.0M |
| Net debt | $116.5M | $88.4M | $82.5M | $48.1M |
| Cash flow | ||||
| Operating cash flow | $26.8M | $19.6M | $24.2M | $26.9M |
| Capital expenditure | -$3.5M | -$2.1M | -$4.1M | -$3.2M |
| Free cash flow | $23.3M | $17.5M | $20.1M | $23.7M |
| Dividends paid | -$8.1M | -$8.1M | -$8.2M | -$8.1M |
| Share repurchases | -$4.7M | -$4.4M | -$5.0M | -$2.3M |