HRTG
Heritage Insurance Holdings, Inc.
NYSE · USFinancial ServicesInsurance - Property & Casualty
$27.43+1.44%
Price as of Jul 20, 2026
HRTG financials
Heritage Insurance Holdings, Inc. financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $847.3M | $817.0M | $735.5M | $662.5M |
| Cost of revenue | $313.2M | $638.2M | $593.7M | $657.5M |
| Gross profit | $534.1M | $178.7M | $141.8M | $5.0M |
| Operating expenses | $274.8M | $96.1M | $89.8M | $171.2M |
| Operating income | $259.3M | $82.7M | $52.0M | -$166.2M |
| Net income | $195.6M | $61.5M | $45.3M | -$154.4M |
| EBITDA | $279.9M | $103.2M | $71.9M | -$149.0M |
| Basic EPS | $6.33 | $2.01 | $1.73 | $-5.86 |
| Diluted EPS | $6.32 | $2.01 | $1.73 | $-5.86 |
| Balance sheet | ||||
| Cash & equivalents | $559.3M | $452.7M | $463.6M | $280.9M |
| Total assets | $2.2B | $2.5B | $2.1B | $2.4B |
| Total liabilities | $1.7B | $2.2B | $1.9B | $2.3B |
| Stockholders’ equity | $505.3M | $290.8M | $220.3M | $131.0M |
| Total debt | $99.8M | $141.3M | $148.2M | $160.2M |
| Net debt | -$459.5M | -$311.3M | -$315.4M | -$120.7M |
| Cash flow | ||||
| Operating cash flow | $182.2M | $87.1M | $70.4M | -$34.3M |
| Capital expenditure | -$8.1M | -$8.2M | -$9.9M | -$12.4M |
| Free cash flow | $174.2M | $78.9M | $60.5M | -$46.6M |
| Dividends paid | $0.00 | -$54.0K | -$11.0K | -$4.8M |
| Share repurchases | -$2.3M | -$3.0K | $0.00 | -$7.3M |