EVERTEC, Inc. (EVTC) Earnings
EVERTEC, Inc. is expected to report next earnings on July 29, 2026 (in NaN days), with a consensus EPS estimate of $0.95. EVTC has beaten EPS estimates in 7 of its last 12 reported quarters (average surprise +5.8% over the last four).
| Report date | EPS est | EPS actual | Surprise | Revenue | Rev. surprise |
|---|---|---|---|---|---|
| May 6, 2026 | $0.91 | $0.90 | -1.1% | $248M | -0.4% |
| Nov 6, 2025 | $0.89 | $0.92 | +3.4% | $229M | -3.5% |
| Jul 30, 2025 | $0.86 | $0.89 | +3.5% | $230M | +2.2% |
| Feb 26, 2025 | $0.74 | $0.87 | +17.6% | $216M | +0.5% |
| Jul 31, 2024 | $0.69 | $0.83 | +20.3% | $212M | +0.4% |
| May 1, 2024 | $0.67 | $0.72 | +7.5% | $205M | +1.5% |
| Feb 28, 2024 | $0.65 | $0.62 | -4.6% | $195M | +8.4% |
| Oct 26, 2023 | $0.66 | $0.80 | +21.2% | $173M | +10.3% |
| Jul 26, 2023 | $0.66 | $0.71 | +7.6% | $167M | +6.4% |
| Feb 22, 2023 | $0.65 | $0.65 | +0.0% | $162M | +4.3% |
| Nov 2, 2022 | $0.58 | $0.40 | -31.0% | $146M | +0.9% |
| Aug 4, 2022 | $0.66 | $0.65 | -1.5% | $161M | +6.9% |
Source: company filings + earnings calendar. For informational purposes only — not investment advice.
Earnings call summary
Q1 FY2026 · May 6, 2026
AI summary of management’s prepared remarks and analyst Q&A. For informational purposes only — not investment advice.
Management highlights
Morgan M. Schuessler outlined the M&A framework focusing on scalable assets, client overlap, regional footprint, and high-quality revenue. Announced the successful closing of the DIMENSA acquisition and provided updates on Sinqia and Tecnobank. Reviewed Q1 performance, noting revenue of approximately $247.9 million, up 8% year over year; adjusted EBITDA of $97 million, up 9% year over year; adjusted EPS of approximately $0.90, up 3% year over year. Karla Cruz-Jusino reviewed first quarter results in detail, covering each segment's performance, corporate and other expenses, cash flow performance, and net debt position. Discussed the updated outlook for 2026, increasing full-year revenue expectations with details on each segment's expected performance
Guidance
For 2026, reported revenue is expected to be in the range of $1.073 billion to $1.085 billion, representing growth of 15.1% to 16.4% year over year; on a constant currency basis, revenue is expected to grow between 13.8% to 15%. Adjusted EPS is expected to grow between 6.6% and 9.9% from the $3.62 reported for 2025, or between 5.2% and 8.6% on a constant currency basis. Adjusted EBITDA margin is expected to be 39% to 40%. Merchant acquiring is expected mid-single-digit growth; Payments Puerto Rico and Caribbean is expected mid-single-digit growth; Latin America Payments and Solutions is expected high 30s growth on a reported basis and mid-30s on a constant currency basis; Business Solutions is expected low- to mid-single-digit decline. No synergies assumed from DIMENSA in 2026, with benefits expected in 2027 and beyond
Segment performance
Merchant acquiring: Revenue increased ~2% year over year to $448.4 million in sales volume; sales volume and transactions both grew approximately 4%; adjusted EBITDA was $19.5 million with an adjusted EBITDA margin of 40.3%, down approximately 240 basis points from the prior year. Payment Services Puerto Rico and Caribbean: Revenue for the quarter was $58.4 million, an increase of approximately 6% year over year; adjusted EBITDA was $34.7 million, an increase of approximately 11% from the prior year, with an adjusted EBITDA margin of 59.4%, an increase of approximately 240 basis points. Latin America Payments and Solutions: Revenue for the quarter was $110.3 million, an increase of approximately 2% year over year; on a constant currency basis, the Latin America business grew 24% compared to the prior year; adjusted EBITDA was $32.8 million, an increase of approximately 32% from the prior year, with an adjusted EBITDA margin of 29.7%. Business Solutions: Revenue for the quarter was $59.5 million, representing a decrease of approximately 9% from the prior year; adjusted EBITDA was $21.6 million, slightly below the prior year; adjusted EBITDA margin increased approximately 240 basis points to 36.3%. Corporate and other expenses: Adjusted EBITDA was negative $11.7 million for the quarter, representing 4.7% of total revenue
Analyst Q&A
Q: Analyst from Raymond James asked about the updated outlook and detailed sense of revenue increase driven by deal vs other factors.
A: Morgan M. Schuessler said they don't break it out, but DIMENSA is neutral to accretive in 2026 with no synergy baked in for 2026.
Q: James Eric Friedman from Susquehanna asked about transferability of acquired assets and prospects of inflation.
A: Morgan M. Schuessler elaborated on transferability across segments and regions, and on how inflation impacts the business, noting some benefits from inflation in merchant acquiring but also having to absorb cost increases.
Q: Vasundhara Govil from KBW asked about AI prospects and Banco de Chile partnership.
A: Morgan M. Schuessler talked about AI's impact on efficiency, growth, and quality, and said Banco de Chile partnership deals are going as expected.
Q: Analyst from Deutsche Bank asked about accounting considerations with DIMENSA's historical performance and capital allocation.
A: Morgan M. Schuessler said DIMENSA's historical growth included some M&A, and they are focused on integrating recent acquisitions and are opportunistic with capital allocation.
Q: Cristopher Kennedy from William Blair asked about markets outside Puerto Rico and pipeline conversion.
A: Morgan M. Schuessler said no specific markets to call out and that the organic pipeline is healthy with expected wins throughout the year