ESNT
Essent Group Ltd.
NYSE · BMFinancial ServicesInsurance - Specialty
$66.17-0.81%
Price as of Jul 20, 2026
ESNT financials
Essent Group Ltd. financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $1.3B | $1.3B | $1.1B | $1.0B |
| Cost of revenue | $149.3M | $81.2M | $31.5M | -$174.7M |
| Gross profit | $1.1B | $1.2B | $1.1B | $1.2B |
| Operating expenses | $289.7M | $330.4M | $276.5M | $204.9M |
| Operating income | $821.9M | $855.5M | $823.0M | $988.2M |
| Net income | $690.0M | $729.4M | $696.4M | $831.4M |
| EBITDA | $859.8M | $896.6M | $857.7M | $1.0B |
| Basic EPS | $6.97 | $6.92 | $6.56 | $7.75 |
| Diluted EPS | $6.90 | $6.85 | $6.50 | $7.72 |
| Balance sheet | ||||
| Cash & equivalents | $123.0M | $131.5M | $141.8M | $81.2M |
| Total assets | $7.4B | $7.1B | $6.4B | $5.7B |
| Total liabilities | $1.7B | $1.5B | $1.3B | $1.3B |
| Stockholders’ equity | $5.8B | $5.6B | $5.1B | $4.5B |
| Total debt | $495.3M | $494.0M | $421.9M | $420.9M |
| Net debt | $372.3M | $362.5M | $280.1M | $339.6M |
| Cash flow | ||||
| Operating cash flow | $856.1M | $861.5M | $763.0M | $588.8M |
| Capital expenditure | -$7.4M | -$6.8M | -$4.0M | -$4.0M |
| Free cash flow | $848.7M | $854.8M | $759.0M | $584.8M |
| Dividends paid | -$122.1M | -$118.0M | -$106.2M | -$92.1M |
| Share repurchases | -$587.7M | -$111.5M | -$70.7M | -$97.9M |