ENVA
Enova International, Inc.
NYSE · USFinancial ServicesFinancial - Credit Services
$230.45-0.89%
Price as of Jul 20, 2026
ENVA financials
Enova International, Inc. financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $3.2B | $2.7B | $2.1B | $1.7B |
| Cost of revenue | $1.6B | $1.4B | $1.1B | $734.4M |
| Gross profit | $1.6B | $1.2B | $1.0B | $1.0B |
| Operating expenses | $840.5M | $654.2M | $613.0M | $617.7M |
| Operating income | $739.4M | $584.8M | $422.1M | $384.0M |
| Net income | $308.4M | $209.4M | $175.1M | $207.4M |
| EBITDA | $529.8M | $334.5M | $265.5M | $305.0M |
| Basic EPS | $12.26 | $7.78 | $5.71 | $6.42 |
| Diluted EPS | $11.58 | $7.43 | $5.49 | $6.19 |
| Balance sheet | ||||
| Cash & equivalents | $71.7M | $73.9M | $377.4M | $100.2M |
| Total assets | $6.5B | $5.3B | $4.6B | $3.8B |
| Total liabilities | $5.1B | $4.1B | $3.3B | $2.6B |
| Stockholders’ equity | $1.3B | $1.2B | $1.2B | $1.2B |
| Total debt | $4.6B | $3.6B | $3.0B | $2.3B |
| Net debt | $4.5B | $3.5B | $2.6B | $2.2B |
| Cash flow | ||||
| Operating cash flow | $1.8B | $1.5B | $1.2B | $894.0M |
| Capital expenditure | -$47.1M | -$43.4M | -$45.2M | -$43.6M |
| Free cash flow | $1.8B | $1.5B | $1.1B | $850.4M |
| Dividends paid | $0.00 | $0.00 | $0.00 | $0.00 |
| Share repurchases | -$214.6M | -$289.3M | -$153.2M | -$143.1M |