ECPG
Encore Capital Group, Inc.
NASDAQ · USFinancial ServicesFinancial - Mortgages
$88.67-2.91%
Price as of Jul 20, 2026
ECPG financials
Encore Capital Group, Inc. financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $1.8B | $1.3B | $1.2B | $1.4B |
| Cost of revenue | $546.7M | $712.8M | $651.4M | $628.6M |
| Gross profit | $1.2B | $603.6M | $571.2M | $769.7M |
| Operating expenses | $592.2M | $446.2M | $554.7M | $307.5M |
| Operating income | $623.6M | $157.3M | $16.5M | $462.2M |
| Net income | $256.8M | -$139.2M | -$206.5M | $194.6M |
| EBITDA | $652.5M | $174.0M | $63.4M | $510.7M |
| Basic EPS | $11.05 | $-5.83 | $-8.72 | $8.06 |
| Diluted EPS | $10.91 | $-5.83 | $-8.72 | $7.46 |
| Balance sheet | ||||
| Cash & equivalents | $156.8M | $199.9M | $158.4M | $143.9M |
| Total assets | $5.3B | $4.8B | $4.6B | $4.5B |
| Total liabilities | $4.4B | $4.0B | $3.7B | $3.3B |
| Stockholders’ equity | $976.8M | $767.3M | $936.5M | $1.2B |
| Total debt | $4.1B | $3.7B | $3.3B | $2.9B |
| Net debt | $4.0B | $3.5B | $3.2B | $2.8B |
| Cash flow | ||||
| Operating cash flow | $153.2M | $156.2M | $153.0M | $210.7M |
| Capital expenditure | -$26.3M | -$29.2M | -$51.7M | -$76.6M |
| Free cash flow | $126.9M | $126.9M | $101.3M | $134.1M |
| Dividends paid | $0.00 | $0.00 | $0.00 | $0.00 |
| Share repurchases | -$90.4M | $0.00 | $0.00 | -$87.0M |