CZWI
Citizens Community Bancorp, Inc.
NASDAQ · USFinancial ServicesBanks - Regional
$23.31+0.26%
Price as of Jul 20, 2026
CZWI financials
Citizens Community Bancorp, Inc. financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $90.1M | $99.4M | $94.4M | $80.2M |
| Cost of revenue | $40.8M | $40.0M | $35.4M | $14.5M |
| Gross profit | $49.3M | $59.5M | $59.0M | $65.7M |
| Operating expenses | $42.9M | $42.0M | $40.1M | $42.1M |
| Operating income | $6.3M | $17.4M | $18.9M | $23.6M |
| Net income | $14.4M | $13.8M | $13.1M | $17.8M |
| EBITDA | $8.9M | $20.9M | $22.7M | $27.6M |
| Basic EPS | $1.46 | $1.34 | $1.25 | $1.69 |
| Diluted EPS | $1.46 | $1.34 | $1.25 | $1.69 |
| Balance sheet | ||||
| Cash & equivalents | $118.9M | $50.2M | $37.1M | $35.6M |
| Total assets | $1.8B | $1.7B | $1.9B | $1.8B |
| Total liabilities | $1.6B | $1.6B | $1.7B | $1.6B |
| Stockholders’ equity | $187.9M | $179.1M | $173.3M | $167.1M |
| Total debt | $51.8M | $66.6M | $147.0M | $214.9M |
| Net debt | -$67.0M | $16.4M | $109.9M | $179.3M |
| Cash flow | ||||
| Operating cash flow | $11.7M | $20.2M | $13.1M | $29.3M |
| Capital expenditure | -$1.3M | -$889.0K | -$1.4M | -$3.6M |
| Free cash flow | $10.4M | $19.3M | $11.8M | $25.7M |
| Dividends paid | -$3.6M | -$3.3M | -$3.0M | -$2.7M |
| Share repurchases | -$6.2M | -$6.2M | -$550.0K | -$1.9M |