CZFS
Citizens Financial Services, Inc.
NASDAQ · USFinancial ServicesBanks - Regional
$71.58-2.77%
Price as of Jul 20, 2026
CZFS profitability
Citizens Financial Services, Inc. profitability
Margins, returns on capital and operating-efficiency metrics from the latest trailing period.
Margins
- Gross margin
- 64.8%
- EBITDA margin
- 28.1%
- EBIT margin
- 27.7%
- Net margin
- 22.5%
- Free cash flow margin
- 25.2%
Returns
- Return on equity
- 11.4%
- Return on assets
- 1.3%
- Return on invested capital
- 8.9%
- Asset turnover
- 0.06x
Cash efficiency
- Cash from operations
- $43.6M
- Cash per share
- $28
Latest available reported and market-derived figures. A dash means the source dataset does not currently cover that metric; it does not imply a zero value.