Research
CATY Q4: Net Income Jumps 17% QoQ as 2026 NIM Guide Targets 3.4-3.5%
Cathay General Bancorp Q4 2025 net income $90.5M (+16.5% QoQ), full-year $315.1M (+10.1% YoY). Repurchased 1.1M shares for $51.9M. 2026 guidance: NIM 3.4-3.5%, loan growth 3.5-4.5%, deposit growth 4-5%, tax rate 20.5-21.5%. CRE LTV steady at 49%; office private loans 7% of total. Growth framework confirming; Q1 2026 watch is loan and NIM cadence.