CACC
Credit Acceptance Corporation
NASDAQ · USFinancial ServicesFinancial - Credit Services
$615.75-3.79%
Price as of Jul 20, 2026
CACC financials
Credit Acceptance Corporation financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $2.3B | $2.1B | $1.9B | $1.8B |
| Cost of revenue | $29.0M | $802.2M | $617.4M | $475.0M |
| Gross profit | $2.3B | $1.3B | $1.3B | $1.3B |
| Operating expenses | $1.2B | $1.0B | $915.1M | $645.7M |
| Operating income | $1.1B | $325.1M | $347.3M | $702.3M |
| Net income | $423.9M | $247.9M | $286.1M | $535.8M |
| EBITDA | $1.1B | $352.9M | $373.9M | $727.9M |
| Basic EPS | $38.26 | $20.12 | $22.09 | $39.50 |
| Diluted EPS | $37.55 | $19.88 | $21.99 | $39.32 |
| Balance sheet | ||||
| Cash & equivalents | $500.7M | $845.0M | $470.9M | $417.7M |
| Total assets | $9.6B | $9.7B | $8.4B | $7.6B |
| Total liabilities | $8.1B | $8.0B | $6.6B | $6.0B |
| Stockholders’ equity | $1.5B | $1.7B | $1.8B | $1.6B |
| Total debt | $6.4B | $6.4B | $5.1B | $4.6B |
| Net debt | $5.9B | $5.5B | $4.6B | $4.2B |
| Cash flow | ||||
| Operating cash flow | $1.1B | $1.1B | $1.2B | $1.2B |
| Capital expenditure | -$1.6M | -$1.8M | -$4.0M | -$3.1M |
| Free cash flow | $1.1B | $1.1B | $1.2B | $1.2B |
| Dividends paid | $0.00 | $0.00 | $0.00 | $0.00 |
| Share repurchases | -$725.4M | -$313.3M | -$202.6M | -$784.5M |