BVFL
BV Financial, Inc.
NASDAQ · USFinancial ServicesBanks - Regional
$20.91-2.70%
Price as of Jul 20, 2026
BVFL financials
BV Financial, Inc. financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $52.4M | $49.2M | $47.0M | $38.8M |
| Cost of revenue | $12.3M | $11.3M | $9.1M | $4.5M |
| Gross profit | $40.2M | $37.9M | $37.8M | $34.3M |
| Operating expenses | $23.2M | $21.5M | $19.2M | $19.7M |
| Operating income | $17.0M | $16.4M | $18.6M | $14.6M |
| Net income | $13.5M | $11.7M | $13.7M | $10.5M |
| EBITDA | $17.6M | $17.4M | $19.7M | $15.6M |
| Basic EPS | $1.44 | $1.10 | $1.47 | $1.32 |
| Diluted EPS | $1.43 | $1.10 | $1.47 | $1.32 |
| Balance sheet | ||||
| Cash & equivalents | $55.7M | $70.5M | $73.7M | $68.7M |
| Total assets | $912.2M | $911.8M | $885.3M | $845.0M |
| Total liabilities | $728.4M | $716.3M | $686.2M | $747.2M |
| Stockholders’ equity | $183.8M | $195.5M | $199.1M | $97.8M |
| Total debt | $35.0M | $49.9M | $37.3M | $49.0M |
| Net debt | -$20.7M | -$20.6M | -$36.5M | -$19.6M |
| Cash flow | ||||
| Operating cash flow | $19.0M | $16.1M | $15.2M | $9.7M |
| Capital expenditure | -$237.0K | -$611.0K | -$155.0K | -$502.0K |
| Free cash flow | $18.8M | $15.5M | $15.0M | $9.2M |
| Dividends paid | $0.00 | $0.00 | $0.00 | $0.00 |
| Share repurchases | -$30.0M | -$17.7M | $0.00 | $0.00 |