BOTJ
Bank of the James Financial Group, Inc.
NASDAQ · USFinancial ServicesBanks - Regional
$26.71+0.04%
Price as of Jul 20, 2026
BOTJ financials
Bank of the James Financial Group, Inc. financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $62.5M | $59.0M | $51.4M | $44.2M |
| Cost of revenue | $13.8M | $14.8M | $9.4M | $1.3M |
| Gross profit | $48.7M | $44.2M | $42.0M | $42.9M |
| Operating expenses | $37.5M | $34.3M | $31.7M | $31.8M |
| Operating income | $11.1M | $9.9M | $10.3M | $11.1M |
| Net income | $9.0M | $7.9M | $8.7M | $9.0M |
| EBITDA | $12.5M | $11.9M | $12.2M | $13.7M |
| Basic EPS | $1.99 | $1.75 | $1.91 | $1.91 |
| Diluted EPS | $1.99 | $1.75 | $1.91 | $1.91 |
| Balance sheet | ||||
| Cash & equivalents | $28.5M | $23.3M | $25.6M | $30.0M |
| Total assets | $1.0B | $979.2M | $969.4M | $928.6M |
| Total liabilities | $959.0M | $914.4M | $909.3M | $878.3M |
| Stockholders’ equity | $80.0M | $64.9M | $60.0M | $50.2M |
| Total debt | $8.8M | $19.3M | $19.9M | $20.5M |
| Net debt | -$19.7M | -$3.9M | -$5.7M | -$9.5M |
| Cash flow | ||||
| Operating cash flow | $11.7M | $8.5M | $9.5M | $9.3M |
| Capital expenditure | -$1.2M | -$2.5M | -$1.6M | -$1.2M |
| Free cash flow | $10.5M | $6.0M | $7.9M | $8.1M |
| Dividends paid | -$1.8M | -$1.8M | -$1.5M | -$1.4M |
| Share repurchases | $0.00 | $0.00 | -$997.0K | -$1.4M |