ATLC
Atlanticus Holdings Corporation
NASDAQ · USFinancial ServicesFinancial - Credit Services
$97.91-2.75%
Price as of Jul 20, 2026
ATLC financials
Atlanticus Holdings Corporation financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $704.5M | $459.6M | $365.7M | $374.4M |
| Cost of revenue | $308.1M | $176.5M | $111.5M | $83.1M |
| Gross profit | $396.4M | $283.0M | $254.2M | $291.3M |
| Operating expenses | $236.6M | $144.5M | $125.6M | $142.0M |
| Operating income | $159.7M | $138.6M | $128.6M | $149.3M |
| Net income | $122.2M | $111.3M | $102.8M | $135.6M |
| EBITDA | $169.6M | $143.8M | $132.6M | $154.1M |
| Basic EPS | $7.39 | $5.93 | $5.35 | $7.55 |
| Diluted EPS | $5.96 | $4.77 | $4.24 | $5.83 |
| Balance sheet | ||||
| Cash & equivalents | $621.1M | $375.4M | $339.3M | $385.0M |
| Total assets | $7.6B | $3.3B | $2.7B | $2.4B |
| Total liabilities | $7.0B | $2.8B | $2.3B | $2.1B |
| Stockholders’ equity | $608.7M | $492.9M | $394.7M | $326.4M |
| Total debt | $6.5B | $2.5B | $2.0B | $1.8B |
| Net debt | $5.9B | $2.1B | $1.7B | $1.4B |
| Cash flow | ||||
| Operating cash flow | $638.0M | $469.4M | $459.3M | $346.1M |
| Capital expenditure | -$5.0M | -$1.8M | -$4.0M | -$4.9M |
| Free cash flow | $632.9M | $467.6M | $455.3M | $341.3M |
| Dividends paid | -$12.4M | -$25.7M | -$24.9M | -$24.8M |
| Share repurchases | -$69.6M | -$52.7M | -$17.7M | -$89.0M |