ACT
Enact Holdings, Inc.
NASDAQ · USFinancial ServicesInsurance - Specialty
$46.39-0.28%
Price as of Jul 20, 2026
ACT financials
Enact Holdings, Inc. financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $1.2B | $1.2B | $1.2B | $1.1B |
| Cost of revenue | $109.5M | $261.6M | $250.3M | $145.1M |
| Gross profit | $1.1B | $940.3M | $903.4M | $949.7M |
| Operating expenses | $262.0M | $62.2M | $51.9M | $51.5M |
| Operating income | $858.8M | $878.1M | $851.5M | $898.2M |
| Net income | $674.2M | $688.1M | $665.5M | $704.2M |
| EBITDA | $908.8M | $929.2M | $903.4M | $949.9M |
| Basic EPS | $4.54 | $4.40 | $4.14 | $4.32 |
| Diluted EPS | $4.52 | $4.37 | $4.11 | $4.31 |
| Balance sheet | ||||
| Cash & equivalents | $582.5M | $599.4M | $615.7M | $513.8M |
| Total assets | $6.9B | $6.5B | $6.2B | $5.7B |
| Total liabilities | $1.5B | $1.6B | $1.6B | $1.6B |
| Stockholders’ equity | $5.4B | $5.0B | $4.6B | $4.1B |
| Total debt | $744.5M | $760.3M | $768.7M | $771.3M |
| Net debt | $162.0M | $160.9M | $153.0M | $257.5M |
| Cash flow | ||||
| Operating cash flow | $724.5M | $686.3M | $632.0M | $560.5M |
| Capital expenditure | $0.00 | $0.00 | $0.00 | $6.6M |
| Free cash flow | $724.5M | $686.3M | $632.0M | $567.1M |
| Dividends paid | -$120.8M | -$111.7M | -$213.0M | -$250.8M |
| Share repurchases | -$382.4M | -$244.0M | -$87.8M | -$1.5M |