LC
LendingClub Corporation
NYSE · Financial Services · Financial - Credit Services · US
$19.21
+2.13%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 1.3B | 1.3B | 1.2B | 1.1B | 1.3B |
| Cost of Revenue | 424.8M | 471.0M | 552.2M | 514.4M | 349.8M |
| Gross Profit | 871.4M | 863.8M | 608.7M | 621.1M | 919.9M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 472.1M | 391.1M | 332.6M | 355.8M | 537.1M |
| General & Admin Expense | 296.8M | 241.8M | 232.2M | 261.9M | 339.4M |
| Selling & Marketing Expense | 175.4M | 149.2M | 100.4M | 93.8M | 197.7M |
| Other Expenses | 199.5M | 139.0M | 211.1M | 210.6M | 229.7M |
| Total Operating Expenses | 671.6M | 530.1M | 543.7M | 566.4M | 766.9M |
| Cost and Expenses | 1.1B | 1.0B | 1.1B | 1.1B | 1.1B |
| Operating Income (EBIT) | 199.7M | 333.7M | 65.1M | 54.6M | 153.0M |
| Non-Operating | |||||
| Interest Income | 990.7M | 961.5M | 908.0M | 832.6M | 557.3M |
| Interest Expense | 338.7M | 335.9M | 373.9M | 270.8M | 82.5M |
| Net Interest Income | 651.9M | 625.7M | 534.0M | 561.8M | 474.8M |
| Other Non-Op Income/Expense | 28.9M | (156.7M) | — | — | — |
| Non-Operating Income (excl Interest) | — | 27.5M | — | — | — |
| EBT (Pre-Tax Income) | 228.6M | 176.9M | 65.1M | 54.6M | 153.0M |
| Income Tax Expense | 53.0M | 41.3M | 13.7M | 15.7M | (136.6M) |
| Bottom Line | |||||
| Net Income | 175.6M | 135.7M | 51.3M | 38.9M | 289.7M |
| Earnings from Cont. Ops | 175.6M | 135.7M | 51.3M | 38.9M | 289.7M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 175.6M | 135.7M | 51.3M | 38.9M | 289.7M |
| Per Share | |||||
| Basic EPS | $1.53 | $1.18 | $0.46 | $0.36 | $2.80 |
| Diluted EPS | $1.49 | $1.15 | $0.45 | $0.36 | $2.79 |
| Revenue Per Share | $11.23 | $11.57 | $10.39 | $10.47 | $12.26 |
| Shares | |||||
| Basic Shares Outstanding | 115.4M | 115.3M | 111.7M | 108.5M | 103.5M |
| Diluted Shares Outstanding | 117.3M | 118.9M | 113.1M | 108.5M | 104.0M |
| Profitability Metrics | |||||
| EBITDA | 264.5M | 369.9M | 118.4M | 101.8M | 196.9M |
| D&A | 64.8M | 63.7M | 53.3M | 47.2M | 43.8M |
| EBIT | 199.7M | 306.2M | 65.1M | 54.6M | 153.0M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Mar 1, 2026