THE TOWA BANK,LTD. (8558.T) Financial Statements

Income statement

Metric	TTM	2026	2025	2024	2023
Revenue
Total Revenue	43.5B	43.5B	37.8B	34.1B	33.5B
Cost of Revenue	—	—	—	—	—
Gross Profit	—	—	—	—	—
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	5.5B	21.3B	20.5B	19.7B	19.6B
General & Admin Expense	—	—	—	—	—
Selling & Marketing Expense	—	—	—	—	—
Other Expenses	—	—	—	—	—
Total Operating Expenses	5.5B	21.3B	20.5B	19.7B	19.6B
Cost and Expenses	7.4B	72.0B	31.7B	29.8B	28.5B
Operating Income (EBIT)	2.5B	(28.5B)	6.1B	4.3B	5.0B
Non-Operating
Interest Income	7.2B	31.4B	23.7B	21.7B	22.3B
Interest Expense	940.0M	4.7B	1.4B	142.0M	156.0M
Net Interest Income	6.3B	26.7B	22.3B	21.5B	22.2B
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	2.5B	(28.5B)	6.1B	4.3B	5.0B
Income Tax Expense	542.0M	(4.0B)	1.6B	763.0M	889.0M
Bottom Line
Net Income	(24.5B)	(24.5B)	4.5B	3.5B	4.1B
Earnings from Cont. Ops	—	—	—	—	—
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	(24.5B)	(24.5B)	4.5B	3.5B	4.1B
Per Share
Basic EPS	(¥688)	(¥687)	¥122	¥90	¥106
Diluted EPS	(¥688)	(¥687)	¥113	¥56	¥63
Revenue Per Share	¥1,220	¥1,220	¥1,024	¥923	¥908
Shares
Basic Shares Outstanding	35.7M	35.7M	36.9M	37.0M	36.9M
Diluted Shares Outstanding	—	—	—	—	—
Profitability Metrics
EBITDA	—	(26.2B)	8.2B	5.9B	6.6B
D&A	—	2.3B	2.1B	1.6B	1.6B
EBIT	2.5B	(28.5B)	6.1B	4.3B	5.0B

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Mar 1, 2026