THE TOCHIGI BANK,LTD. (8550.T) Financial Statements

Income statement

Metric	TTM	2026	2025	2023	2022
Revenue
Total Revenue	54.6B	54.6B	45.1B	45.3B	41.6B
Cost of Revenue	—	—	—	—	—
Gross Profit	—	—	—	—	—
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	5.8B	25.0B	22.7B	23.9B	24.0B
General & Admin Expense	—	—	—	—	—
Selling & Marketing Expense	—	—	—	—	—
Other Expenses	—	—	—	—	—
Total Operating Expenses	5.8B	25.0B	22.7B	23.9B	24.0B
Cost and Expenses	9.3B	44.8B	68.7B	41.9B	37.2B
Operating Income (EBIT)	2.5B	9.8B	(23.6B)	3.4B	4.4B
Non-Operating
Interest Income	8.4B	36.5B	27.1B	28.5B	25.6B
Interest Expense	1.6B	7.7B	2.4B	115.0M	239.0M
Net Interest Income	6.7B	28.8B	24.7B	28.4B	25.4B
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	2.5B	9.8B	(23.6B)	3.4B	4.4B
Income Tax Expense	798.0M	1.4B	(1.3B)	1.1B	589.0M
Bottom Line
Net Income	8.3B	8.3B	(22.3B)	2.1B	3.6B
Earnings from Cont. Ops	—	—	—	—	—
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	8.3B	8.3B	(22.3B)	2.1B	3.6B
Per Share
Basic EPS	¥80	¥80	(¥215)	¥20	¥35
Diluted EPS	¥80	¥80	—	—	¥35
Revenue Per Share	¥525	¥525	¥435	¥437	¥399
Shares
Basic Shares Outstanding	104.0M	104.0M	103.6M	103.6M	104.4M
Diluted Shares Outstanding	—	—	—	—	—
Profitability Metrics
EBITDA	—	11.3B	(22.2B)	4.4B	5.7B
D&A	—	1.6B	1.4B	1.1B	1.2B
EBIT	2.5B	9.8B	(23.6B)	3.4B	4.4B

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Mar 1, 2026