The Keiyo Bank,Ltd. (8544.T) Financial Statements

Income statement

Metric	TTM	2026	2025	2024	2023
Revenue
Total Revenue	108.7B	108.7B	80.4B	70.2B	65.6B
Cost of Revenue	—	—	—	—	—
Gross Profit	—	—	—	—	—
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	10.2B	41.3B	39.3B	35.0B	34.8B
General & Admin Expense	—	—	—	—	—
Selling & Marketing Expense	—	—	—	—	—
Other Expenses	—	—	—	—	—
Total Operating Expenses	10.2B	41.3B	39.3B	35.0B	34.8B
Cost and Expenses	17.1B	86.3B	62.4B	54.5B	50.5B
Operating Income (EBIT)	5.8B	22.3B	17.9B	15.7B	15.1B
Non-Operating
Interest Income	16.6B	69.0B	54.1B	47.6B	46.6B
Interest Expense	2.9B	14.0B	4.8B	620.0M	637.0M
Net Interest Income	13.7B	55.0B	49.4B	47.0B	46.0B
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	5.8B	22.3B	17.9B	15.7B	15.1B
Income Tax Expense	1.6B	6.2B	5.0B	4.7B	4.5B
Bottom Line
Net Income	15.9B	15.9B	12.8B	10.9B	10.4B
Earnings from Cont. Ops	—	—	—	—	—
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	15.9B	15.9B	12.8B	10.9B	10.4B
Per Share
Basic EPS	¥131	¥132	¥104	¥87	¥82
Diluted EPS	¥131	¥132	—	—	—
Revenue Per Share	¥899	¥899	¥656	¥562	¥517
Shares
Basic Shares Outstanding	120.9M	120.9M	122.6M	124.9M	127.0M
Diluted Shares Outstanding	—	—	—	—	—
Profitability Metrics
EBITDA	—	28.8B	22.2B	18.9B	18.6B
D&A	—	6.5B	4.3B	3.2B	3.6B
EBIT	5.8B	22.3B	17.9B	15.7B	15.1B

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Mar 1, 2026