The Bank of Nagoya,Ltd. (8522.T) Financial Statements

Income statement

Metric	TTM	2026	2025	2024	2023
Revenue
Total Revenue	124.5B	124.5B	102.8B	101.3B	79.8B
Cost of Revenue	—	—	—	—	—
Gross Profit	—	—	—	—	—
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	8.1B	33.5B	31.1B	31.0B	30.9B
General & Admin Expense	—	—	—	—	—
Selling & Marketing Expense	—	—	—	—	—
Other Expenses	—	—	—	—	—
Total Operating Expenses	8.1B	33.5B	31.1B	31.0B	30.9B
Cost and Expenses	23.2B	96.1B	82.1B	86.8B	68.3B
Operating Income (EBIT)	7.6B	28.4B	20.7B	14.5B	11.5B
Non-Operating
Interest Income	16.7B	71.0B	50.8B	41.1B	36.5B
Interest Expense	4.4B	20.6B	10.1B	8.5B	6.0B
Net Interest Income	12.3B	50.4B	40.7B	32.6B	30.5B
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	7.6B	28.4B	20.7B	14.5B	11.5B
Income Tax Expense	2.3B	8.1B	6.0B	4.5B	3.1B
Bottom Line
Net Income	20.3B	20.3B	14.7B	10.0B	8.4B
Earnings from Cont. Ops	—	—	—	—	—
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	20.3B	20.3B	14.7B	10.0B	8.4B
Per Share
Basic EPS	¥625	¥412	¥897	¥594	¥484
Diluted EPS	¥625	¥412	—	—	¥484
Revenue Per Share	¥2,530	¥2,530	¥6,257	¥5,995	¥4,608
Shares
Basic Shares Outstanding	49.2M	49.2M	16.4M	16.9M	17.3M
Diluted Shares Outstanding	—	—	—	—	—
Profitability Metrics
EBITDA	—	30.9B	23.4B	17.1B	14.0B
D&A	—	2.6B	2.7B	2.6B	2.5B
EBIT	7.6B	28.4B	20.7B	14.5B	11.5B

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Mar 1, 2026