Bank of The Ryukyus,Limited (8399.T) Financial Statements

Income statement

Metric	TTM	2026	2025	2024	2023
Revenue
Total Revenue	80.3B	80.3B	69.2B	66.0B	60.1B
Cost of Revenue	—	—	—	—	—
Gross Profit	—	—	—	—	—
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	7.5B	30.7B	28.7B	28.2B	26.7B
General & Admin Expense	—	—	—	—	—
Selling & Marketing Expense	—	—	—	—	—
Other Expenses	—	—	—	—	—
Total Operating Expenses	7.5B	30.7B	28.7B	28.2B	26.7B
Cost and Expenses	16.0B	67.4B	61.0B	57.6B	51.7B
Operating Income (EBIT)	3.5B	12.9B	8.2B	8.4B	8.4B
Non-Operating
Interest Income	9.2B	40.1B	31.3B	29.3B	28.2B
Interest Expense	1.2B	5.9B	2.0B	2.0B	970.0M
Net Interest Income	7.9B	34.2B	29.3B	27.3B	27.3B
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	3.5B	12.9B	8.2B	8.4B	8.4B
Income Tax Expense	921.0M	3.9B	2.5B	2.7B	2.5B
Bottom Line
Net Income	9.1B	9.1B	5.8B	5.7B	5.9B
Earnings from Cont. Ops	—	—	—	—	—
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	9.1B	9.1B	5.8B	5.7B	5.9B
Per Share
Basic EPS	¥221	¥221	¥139	¥136	¥139
Diluted EPS	¥221	¥221	¥139	¥136	¥139
Revenue Per Share	¥1,958	¥1,958	¥1,673	¥1,584	¥1,421
Shares
Basic Shares Outstanding	41.0M	41.0M	41.4M	41.6M	42.3M
Diluted Shares Outstanding	—	—	—	—	—
Profitability Metrics
EBITDA	—	16.5B	11.4B	11.5B	11.4B
D&A	—	3.5B	3.2B	3.1B	3.0B
EBIT	3.5B	12.9B	8.2B	8.4B	8.4B

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Mar 1, 2026