The Toho Bank,Ltd. (8346.T) Financial Statements

Income statement

Metric	TTM	2026	2025	2024	2023
Revenue
Total Revenue	88.2B	92.5B	70.4B	59.0B	58.7B
Cost of Revenue	—	—	—	—	—
Gross Profit	—	—	—	—	—
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	9.4B	39.7B	36.0B	35.1B	32.8B
General & Admin Expense	—	—	—	—	—
Selling & Marketing Expense	—	—	—	—	—
Other Expenses	—	—	—	—	—
Total Operating Expenses	9.4B	39.7B	36.0B	35.1B	32.8B
Cost and Expenses	17.6B	75.5B	59.7B	51.0B	51.6B
Operating Income (EBIT)	4.9B	16.9B	10.7B	8.0B	7.1B
Non-Operating
Interest Income	15.3B	62.4B	42.9B	34.1B	32.8B
Interest Expense	3.9B	17.0B	5.2B	209.0M	634.0M
Net Interest Income	11.4B	45.4B	37.6B	33.8B	32.2B
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	4.9B	16.9B	10.7B	8.0B	7.1B
Income Tax Expense	1.5B	4.6B	3.3B	2.7B	2.6B
Bottom Line
Net Income	10.9B	12.4B	7.4B	5.3B	4.5B
Earnings from Cont. Ops	—	—	—	—	—
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	10.9B	12.4B	7.4B	5.3B	4.5B
Per Share
Basic EPS	¥43	¥49	¥30	¥21	¥18
Diluted EPS	¥43	¥49	—	—	—
Revenue Per Share	¥353	¥370	¥282	¥234	¥233
Shares
Basic Shares Outstanding	249.8M	249.8M	250.0M	252.2M	252.1M
Diluted Shares Outstanding	—	—	—	—	—
Profitability Metrics
EBITDA	—	21.5B	15.1B	11.0B	9.5B
D&A	—	4.6B	4.4B	3.0B	2.5B
EBIT	4.9B	16.9B	10.7B	8.0B	7.1B

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Mar 1, 2026