Parke Bancorp, Inc.
- Open
- 33.51
- Day high
- 34.49
- Day low
- 33.13
- Prev close
- 33.44
- Volume
- 47K
- Mkt cap
- $400M
- P/E (TTM)
- 8.7
- EPS (TTM)
- $3.89
- P/B
- 1.2
- P/S
- 3.4
- Yield
- 2.18%
- Per share
- $0.74
- ▼Insiders net selling -$105K over the last 3 months (1 open-market buy, 2 sales)
- 🏛Institutions reducing (13F)
Parke Bancorp, Inc. (PKBK) is a Financial Services company listed on NASDAQ. The stock is up 55% over the past year. Over the trailing 3 months, insiders filed 1 open-market buy and 2 sales (SEC Form 4).
Parke Bancorp, Inc. (PKBK) financials & analyst ratings
Fundamentals (TTM)
Source: exchange market data + company filings. Figures are trailing-twelve-month or as most recently reported. For informational purposes only — not investment advice.
PKBK earnings date, history & EPS estimates
| Report date | EPS est | EPS actual | Surprise | Revenue | Rev. surprise |
|---|---|---|---|---|---|
| Jul 22, 2026 | — | $1.03 | — | $4M | — |
| Apr 17, 2026 | — | $0.99 | — | $38M | — |
| Mar 11, 2026 | — | $0.93 | — | $38M | — |
| Oct 22, 2025 | — | $0.89 | — | $37M | — |
| Jul 16, 2025 | — | $0.69 | — | $36M | — |
| Apr 17, 2025 | — | $0.65 | — | $35M | — |
| Mar 12, 2025 | — | $0.61 | — | $34M | — |
| Oct 18, 2024 | — | $0.62 | — | $33M | — |
| Jul 19, 2024 | — | $0.53 | — | $31M | — |
| Apr 19, 2024 | — | $0.51 | — | $31M | — |
| Mar 13, 2024 | — | $0.67 | — | $32M | — |
| Jul 26, 2023 | — | $0.67 | — | $29M | — |
PKBK insider trading activity (SEC Form 4)
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Aug 17, 2026 | Hill Jonathan D.officer: Chief Financial Officer | Option | 2,000 | $19.03 |
| Aug 17, 2026 | Hill Jonathan D.officer: Chief Financial Officer | Sell | 2,000 | $34.96 |
| Jul 30, 2026 | PANTILIONE VITO Sdirector, officer: President & CEO | Buy | 1,300 | $33.68 |
| Jun 23, 2026 | DOBSON ARRET Fdirector | Sell | 2,500 | $31.73 |
| May 29, 2026 | DOBSON ARRET Fdirector | Sell | 11,000 | $31.61 |
| Apr 30, 2026 | PANTILIONE VITO Sdirector, officer: President & CEO | Buy | 1,300 | $30.37 |
| Mar 11, 2026 | PANTILIONE VITO Sdirector, officer: President & CEO | Buy | 100 | $27.00 |
| Mar 2, 2026 | PANTILIONE VITO Sdirector, officer: President & CEO | Buy | 600 | $28.50 |
| Feb 20, 2026 | Pantilione Nicholas Jofficer: Chief Lending Officer | Sell | 14,675 | $28.29 |
| Feb 20, 2026 | Pantilione Nicholas Jofficer: Chief Lending Officer | Option | 10,000 | $12.29 |
| Feb 20, 2026 | Pantilione Nicholas Jofficer: Chief Lending Officer | Option | 4,675 | $20.14 |
| Jan 30, 2026 | PANTILIONE VITO Sdirector, officer: President & CEO | Buy | 1,000 | $27.63 |
| Jan 29, 2026 | DALTON DANIEL Jdirector | Sell | 5,000 | $27.57 |
| Jan 29, 2026 | DALTON DANIEL Jdirector | Option | 5,000 | $12.29 |
| Jan 29, 2026 | SHEPPARD JACK C JRdirector | Sell | 22,500 | $27.03 |
Source: PKBK SEC Form 4 filings, latest Aug 17, 2026. For informational purposes only — not investment advice.
See the full PKBK insider & 13F page →Parke Bancorp, Inc. company profile
Overview
Parke Bancorp, Inc. (NASDAQ:PKBK) is a regional bank holding company founded in 1999 and headquartered in Washington Township, New Jersey. The company operates through its subsidiary Parke Bank, which provides traditional banking services to individuals and small to mid-sized businesses primarily in southern New Jersey and the greater Philadelphia area. With seven branch locations across New Jersey and Pennsylvania, Parke Bancorp has established itself as a community-focused financial institution serving local markets for over two decades.
Business
Parke Bancorp operates in the regional banking industry, which serves as a critical intermediary in the financial system by accepting deposits from customers and lending those funds to borrowers. Regional banks like Parke Bank typically focus on serving specific geographic markets, offering more personalized service than large national banks while maintaining broader capabilities than small community banks. The company's core business revolves around traditional banking services divided into two main segments. The deposit-gathering business involves collecting funds from customers through various account types including checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. These deposits represent the bank's primary source of funding, with customers earning interest on their deposits while the bank uses these funds for lending activities. The lending business constitutes the bank's primary revenue generator, with a diversified loan portfolio comprising commercial and industrial loans to businesses, construction loans for real estate development, commercial real estate mortgages for income-producing properties, residential real estate mortgages for home purchases, and consumer loans for personal needs. This lending activity generates interest income, which represents the majority of the bank's revenue through the net interest margin - the difference between what the bank pays depositors and what it charges borrowers. Additionally, Parke Bank provides ancillary banking services including debit card services, internet banking platforms, and online bill payment systems, which generate fee-based income and enhance customer convenience and retention.
Competitive moat
Parke Bancorp operates with a relatively narrow economic moat typical of smaller regional banks. The company's primary competitive advantages stem from its local market presence and relationship banking approach, which allows for personalized service and deep understanding of local business conditions that larger national banks may struggle to replicate. This local knowledge enables better credit underwriting decisions and stronger customer relationships. However, the banking industry faces significant structural challenges that limit moat strength. Regulatory barriers to entry provide some protection, as obtaining banking charters requires substantial capital and regulatory approval, but existing competitors are numerous. The bank competes with larger regional banks that have greater resources and scale economies, community banks offering similar local service, and increasingly, fintech companies providing digital banking solutions. Customer switching costs exist but are moderate - while businesses and individuals often maintain long-term banking relationships due to convenience and established credit relationships, the commoditized nature of basic banking services makes customer retention challenging when competitors offer better rates or terms. The bank's geographic concentration in southern New Jersey and greater Philadelphia area creates both opportunity and vulnerability. While local expertise provides advantages, this concentration limits diversification and exposes the bank to regional economic downturns. Additionally, the rise of digital banking and fintech solutions continues to erode traditional banks' advantages, particularly for younger customers who prioritize convenience over relationship banking. Overall, Parke Bancorp's moat is modest and primarily defensive, relying on local relationships and regulatory barriers rather than sustainable competitive advantages that can drive superior long-term returns.
Risks & safety
Parke Bancorp demonstrates solid financial stability with moderate margin of safety characteristics typical of well-managed regional banks. • Solvency and Capital: Strong balance sheet with $300 million in shareholders' equity and total assets of $2.14 billion, indicating adequate capitalization. Debt-to-equity ratio of 0.63 is reasonable for a bank. • Liquidity Position: Excellent liquidity with $221.5 million in cash and short-term investments as of Q4 2024, providing substantial buffer for operations and regulatory requirements. • Profitability Metrics: Consistent profitability with $27.5 million net income for 2024, though down from $28.5 million in 2023. Return on equity of 9.2% for 2024 indicates reasonable profitability. • Valuation Metrics: Trading at attractive valuation with P/E ratio of 8.9x and price-to-book ratio of 0.82x, suggesting the stock trades below book value. • Cash Generation: Strong operating cash flow of $35.1 million in 2024 and free cash flow of $35.0 million, indicating healthy cash generation capabilities. • Credit Risk Considerations: As a regional bank, subject to credit cycle risks and local economic conditions. Loan portfolio concentration in commercial real estate and local markets creates some vulnerability during economic downturns.
Recent development
Based on the available financial data, Parke Bancorp has experienced several notable developments over recent years. The bank has maintained steady asset growth, with total assets increasing from approximately $1.98 billion in 2022 to $2.14 billion by the end of 2024, representing consistent expansion of the balance sheet. Profitability trends show some variability, with net income declining from a peak of $41.8 million in 2022 to $27.5 million in 2024, reflecting the challenging interest rate environment and competitive pressures facing regional banks. However, the bank has maintained positive profitability throughout this period, demonstrating resilience during a difficult operating environment. The bank has maintained strong liquidity management, consistently holding substantial cash and short-term investment positions, with cash holdings increasing from $182.2 million in 2022 to $221.5 million in 2024. This conservative approach provides flexibility for future growth opportunities and regulatory compliance. Balance sheet composition has remained relatively stable, with the bank maintaining its focus on traditional commercial and residential lending while preserving strong capital ratios. The consistent debt-to-equity ratios around 0.6x indicate disciplined capital management and adherence to regulatory requirements. Without access to detailed earnings call transcripts, specific strategic initiatives and management commentary on future direction are not available, but the financial metrics suggest a focus on maintaining stability and profitability during a challenging period for regional banking.
PKBK company profile · for informational purposes only — not investment advice.
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