Lowe's Companies, Inc.
- Open
- 210.44
- Day high
- 213.14
- Day low
- 209.31
- Prev close
- 207.64
- Volume
- 1.9M
- Mkt cap
- $118.4B
- P/E (TTM)
- 17.9
- EPS (TTM)
- $11.84
- P/B
- -12.8
- P/S
- 1.3
- Yield
- 2.29%
- Per share
- $4.85
- ▼Insiders net selling -$5.8M over the last 3 months (0 open-market buys, 3 sales)
- 🏛Institutions mixed (13F)
Lowe's Companies, Inc. (LOW) is a Consumer Cyclical company listed on NYSE. The stock is down 9% over the past year. Over the trailing 3 months, insiders filed 0 open-market buys and 3 sales (SEC Form 4). Drillr has 1 published research article covering LOW.
Lowe's Companies, Inc. (LOW) financials & analyst ratings
Fundamentals (TTM)
Analyst consensus · 17 analysts
Source: exchange market data + company filings. Figures are trailing-twelve-month or as most recently reported. For informational purposes only — not investment advice.
LOW earnings date, history & EPS estimates
| Report date | EPS est | EPS actual | Surprise | Revenue | Rev. surprise |
|---|---|---|---|---|---|
| May 20, 2026 | $2.97 | $3.03 | +2.0% | $23.1B | +0.4% |
| Feb 25, 2026 | $1.94 | $1.98 | +2.1% | $20.6B | +1.2% |
| Nov 19, 2025 | $2.97 | $3.06 | +3.0% | $20.8B | +0.1% |
| Aug 20, 2025 | $4.24 | $4.33 | +2.1% | $24.0B | +0.1% |
| May 21, 2025 | $2.88 | $2.92 | +1.4% | $20.9B | -0.0% |
| Feb 26, 2025 | $1.84 | $1.93 | +4.9% | $18.6B | +1.4% |
| Nov 19, 2024 | $2.81 | $2.89 | +2.8% | $20.2B | +1.2% |
| Aug 20, 2024 | $3.97 | $4.10 | +3.3% | $23.6B | -1.2% |
| May 21, 2024 | $2.94 | $3.06 | +4.1% | $21.4B | +1.1% |
| Feb 27, 2024 | $1.68 | $1.77 | +5.4% | $18.6B | +0.7% |
| Nov 21, 2023 | $3.03 | $3.06 | +1.0% | $20.5B | +10.3% |
| Aug 22, 2023 | $4.49 | $4.56 | +1.6% | $25.0B | -0.1% |
LOW insider trading activity (SEC Form 4)
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Jul 10, 2026 | DOUGLAS LAURIE Zdirector | Grant | 70 | — |
| Jul 10, 2026 | ROGERS BRIAN Cdirector | Grant | 117 | — |
| Jul 10, 2026 | DREILING RICHARD Wdirector | Grant | 258 | — |
| Jul 10, 2026 | Simkins Lawrencedirector | Grant | 117 | — |
| Jul 10, 2026 | Taylor Colleendirector | Grant | 59 | — |
| Jun 22, 2026 | Vagell Margrethe Rofficer: EVP, Supply Chain | Sell | 2,500 | $223.83 |
| Jun 18, 2026 | PRYOR JULIETTE WILLIAMSofficer: EVP, CLO & Corp. Sec. | Sell | 9,330 | $224.81 |
| Jun 17, 2026 | Dupre Janiceofficer: EVP, Human Resources | Option | 5,500 | $135.63 |
| Jun 17, 2026 | Dupre Janiceofficer: EVP, Human Resources | Option | 4,000 | $80.42 |
| Jun 17, 2026 | Dupre Janiceofficer: EVP, Human Resources | Sell | 14,150 | $221.90 |
| Jun 17, 2026 | Dupre Janiceofficer: EVP, Human Resources | Option | 2,200 | $108.93 |
| Jun 17, 2026 | Dupre Janiceofficer: EVP, Human Resources | Option | 2,450 | $84.59 |
| Jun 16, 2026 | PRYOR JULIETTE WILLIAMSofficer: EVP, CLO & Corp. Sec. | Tax | 9,768 | $220.19 |
| Jun 1, 2026 | Baxter Scott Hdirector | Grant | 1,003 | — |
| Jun 1, 2026 | Simkins Lawrencedirector | Grant | 1,003 | — |
Source: LOW SEC Form 4 filings, latest Jul 10, 2026. For informational purposes only — not investment advice.
See the full LOW insider & 13F page →Lowe's Companies, Inc. company profile
Overview
Lowe's Companies, Inc. (NYSE:LOW) is one of the largest home improvement retailers in the United States, founded in 1921 in North Carolina. What began as a small hardware store has evolved into a Fortune 50 company operating nearly 2,000 stores across the United States. The company has established itself as the second-largest home improvement retailer in the country, competing primarily with The Home Depot for market share in the massive home improvement industry. Lowe's serves both do-it-yourself (DIY) consumers and professional contractors through its extensive retail network and growing digital platforms.
Business
Lowe's operates in the home improvement retail industry, which encompasses the sale of products and services needed for construction, maintenance, repair, remodeling, and decorating of homes and commercial properties. The home improvement industry is a substantial market worth hundreds of billions of dollars annually, driven by factors such as aging housing stock, home price appreciation, and homeowner preferences to improve existing properties rather than move. The company's core offering centers around home improvement products across multiple categories. These include appliances (refrigerators, washers, dryers, ranges), seasonal and outdoor living items, lawn and garden supplies, lumber and building materials, kitchen and bathroom fixtures, tools and hardware, paint and millwork, flooring, rough plumbing supplies, electrical components, decor, and lighting. Lowe's carries both national brand-name merchandise and its own private label products. Beyond product sales, Lowe's provides installation services through a network of independent contractors across various product categories, allowing customers to purchase products and have them professionally installed. The company also offers extended protection plans and repair services for both in-warranty and out-of-warranty products. The business operates through multiple channels including physical retail stores, e-commerce platforms (Lowes.com and Lowesforpros.com), and mobile applications. Lowe's has been expanding its digital marketplace capabilities, partnering with platforms like Mirakl to offer additional products without carrying inventory directly. The company serves two primary customer segments: DIY consumers (homeowners and renters who perform their own home improvement projects) and professional customers (contractors, tradespeople, and small-to-medium businesses). The professional segment has become increasingly important, representing a significant growth driver with professionals typically spending three times more than DIY customers when enrolled in loyalty programs.
Competitive moat
Lowe's possesses a moderate economic moat built primarily on scale advantages and switching costs, though it faces significant competitive pressure. The company's scale enables efficient purchasing power with suppliers, allowing for competitive pricing and exclusive product arrangements. Its extensive physical footprint of nearly 2,000 stores creates convenience for customers needing immediate access to bulky home improvement products that are difficult to ship economically. The company has developed customer switching costs through its loyalty programs, particularly the MyLowe's Rewards program with 30 million members and the MVP Pro Rewards program for professional customers. These programs create data advantages and encourage repeat purchases through personalized offers and convenience features. Professional customers, who represent a higher-value segment, often develop relationships with specific stores and sales associates, creating some stickiness. Lowe's supply chain and distribution capabilities represent another competitive advantage, with investments in market delivery models, coastal holding facilities, and inventory management systems that improve product availability and delivery speed. The company's partnerships with installation contractors create a comprehensive service offering that competitors find difficult to replicate at scale. However, the moat faces significant challenges. The Home Depot maintains a stronger market position with higher market share and often superior execution in professional customer service. Amazon and other e-commerce players are increasingly competitive in home improvement categories, particularly for smaller items and tools. The rise of specialized online retailers and direct-to-consumer brands in specific categories (appliances, tools, etc.) creates additional competitive pressure. The commoditized nature of many home improvement products limits differentiation opportunities, making price and convenience the primary competitive factors. While physical presence remains important for bulky items, the digital transformation of retail continues to lower barriers to entry and increase competitive intensity. The company's moat is sustainable in the medium term but requires continuous investment in customer experience, technology, and operational efficiency to maintain competitive positioning.
Risks & safety
Lowe's presents a moderate margin of safety with solid financial fundamentals but some balance sheet concerns that warrant attention. Liquidity and Solvency: • Current ratio of 1.01 indicates tight short-term liquidity, with current assets barely covering current liabilities • Quick ratio of 0.19 shows limited ability to meet short-term obligations without inventory liquidation • Cash position of $3.1 billion provides reasonable operating flexibility • Negative shareholders' equity of -$13.3 billion due to aggressive share repurchase programs and debt financing • Debt-to-equity ratio of -2.98 reflects high leverage relative to negative equity base Valuation Metrics: • P/E ratio of 19.3 appears reasonable for a mature retailer • EV/EBITDA of 15.3 suggests moderate valuation relative to cash generation • Strong free cash flow of $2.9 billion demonstrates solid cash generation capability • Return on equity of -12.4% (negative due to negative equity base, but operations remain profitable) Other Considerations: • Consistent profitability with $1.6 billion in quarterly net income • Strong operational cash flow of $3.4 billion provides financial flexibility • Cyclical business model creates earnings volatility during economic downturns • High fixed costs from store network limit downside protection during revenue declines
Recent development
Over the past few years, Lowe's has executed several strategic initiatives focused on digital transformation, professional customer growth, and operational efficiency. The company launched its MyLowe's Rewards loyalty program, which has grown to 30 million members, providing valuable customer data and driving repeat purchases. For professional customers, the company introduced the MVP Pro Rewards program, recognizing that professional customers spend significantly more and represent a key growth opportunity. Digital and technology investments have been substantial, including the launch of an AI-powered MyLowe's Virtual Adviser, partnerships with technology companies like Apple, NVIDIA, and OpenAI, and expansion of online marketplace capabilities through partnerships with Mirakl. The company has invested in expanding delivery options through partnerships with Uber Eats, DoorDash, and Shipt, while growing online sales consistently with 6-9% growth rates. The company has pursued strategic acquisitions, most notably announcing the $1.325 billion acquisition of Artisan Design Group to expand its home services capabilities. Lowe's has also focused on localization strategies, expanding its rural store concept to 300 locations with specialized product mixes including pet products, apparel, and livestock supplies that better serve rural communities. Operational efficiency initiatives have been ongoing through the company's Perpetual Productivity Improvement (PPI) program, focusing on cost management, supply chain optimization, and technology-driven productivity gains. The company has invested significantly in its workforce, providing $170 million in permanent wage increases and $200 million in bonuses to frontline associates, positioning itself as an "employer of choice in retail." Supply chain diversification has become increasingly important, with the company reducing its dependence on Chinese suppliers to 20% of sourcing and building capabilities to manage potential tariff impacts. The company sold its Canadian retail operations to focus resources on the U.S. market, demonstrating disciplined capital allocation.
LOW company profile · for informational purposes only — not investment advice.
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