IDT Corporation
- Open
- 63.39
- Day high
- 63.99
- Day low
- 61.70
- Prev close
- 63.63
- Volume
- 139K
- Mkt cap
- $1.6B
- P/E (TTM)
- 19.4
- EPS (TTM)
- $3.26
- P/B
- 4.4
- P/S
- 1.2
- Yield
- 0.41%
- Per share
- $0.26
- ▼Insiders net selling -$3.0M over the last 3 months (0 open-market buys, 8 sales)
- 🏛Institutions mixed (13F)
IDT Corporation (IDT) is a Communication Services company listed on NYSE. The stock is up 12% over the past year. Over the trailing 3 months, insiders filed 0 open-market buys and 8 sales (SEC Form 4).
IDT Corporation (IDT) financials & analyst ratings
Fundamentals (TTM)
Source: exchange market data + company filings. Figures are trailing-twelve-month or as most recently reported. For informational purposes only — not investment advice.
IDT earnings date, history & EPS estimates
| Report date | EPS est | EPS actual | Surprise | Revenue | Rev. surprise |
|---|---|---|---|---|---|
| Jun 3, 2026 | $0.89 | $0.94 | +5.6% | $316M | +2.5% |
| Mar 10, 2026 | $0.90 | $1.00 | +11.1% | $321M | +5.8% |
| Dec 4, 2025 | $0.88 | $0.94 | +6.8% | $323M | +4.8% |
| Sep 29, 2025 | $0.91 | $0.76 | -16.5% | $317M | +2.1% |
| Jun 5, 2025 | — | $0.90 | — | $302M | — |
| Mar 6, 2025 | — | $0.84 | — | $303M | — |
| Dec 4, 2024 | — | $0.71 | — | $310M | — |
| Jun 5, 2024 | — | $0.38 | — | $300M | — |
| Mar 6, 2024 | — | $0.67 | — | $296M | — |
| Dec 4, 2023 | — | $0.32 | — | $301M | — |
| Jun 5, 2023 | — | $0.46 | — | $299M | — |
| Mar 8, 2023 | — | $0.62 | — | $314M | — |
IDT insider trading activity (SEC Form 4)
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Jul 1, 2026 | COSENTINO ERIC F.director | Sell | 500 | $57.78 |
| Jun 30, 2026 | FISCHER MARCELOofficer: Chief Financial Officer | Sell | 23,323 | $56.98 |
| Jun 15, 2026 | KATSOF IRWINother: Former Director | Sell | 2,408 | $55.03 |
| Jun 11, 2026 | CONKLING WILLIAMdirector | Grant | 673 | $55.75 |
| Jun 10, 2026 | SHEA NADINEofficer: EVP of GLOBAL HUMAN RESOURCES | Sell | 500 | $55.32 |
| Apr 16, 2026 | MASON JOYCE Jofficer: EVP and Corporate Secretary | Sell | 2,297 | $50.94 |
| Apr 16, 2026 | ASH MENACHEMofficer: EVP of Strategic&Legal Affairs | Sell | 20,000 | $51.00 |
| Apr 16, 2026 | FISCHER MARCELOofficer: Chief Financial Officer | Sell | 5,000 | $50.50 |
| Apr 16, 2026 | MASON JOYCE Jofficer: EVP and Corporate Secretary | Sell | 907 | $50.94 |
| Feb 19, 2026 | ASH MENACHEMofficer: EVP of Strategic&Legal Affairs | Option | 834 | $48.45 |
| Feb 19, 2026 | ASH MENACHEMofficer: EVP of Strategic&Legal Affairs | Tax | 347 | $48.45 |
| Jan 20, 2026 | PEREIRA BILLdirector, officer: COO & President | Sell | 7,287 | $51.17 |
| Jan 20, 2026 | MASON JOYCE Jofficer: EVP and Corporate Secretary | Sell | 2,505 | $50.28 |
| Jan 16, 2026 | FISCHER MARCELOofficer: Chief Financial Officer | Sell | 7,009 | $52.03 |
| Jan 16, 2026 | FISCHER MARCELOofficer: Chief Financial Officer | Option | 5,204 | $38.43 |
Source: IDT SEC Form 4 filings, latest Jul 1, 2026. For informational purposes only — not investment advice.
See the full IDT insider & 13F page →IDT Corporation company profile
Overview
IDT Corporation (NYSE:IDT) is a diversified communications and financial technology company founded in 1990 and headquartered in Newark, New Jersey. Originally established as a traditional telecommunications provider, IDT has transformed itself over the past decade into a multi-segment technology company focused on high-growth fintech and communications services. The company went public in 2001 and has since evolved from its legacy long-distance calling business into three primary operating segments: National Retail Solutions (NRS), net2phone unified communications, and BOSS Revolution financial services, while maintaining a traditional communications division that generates steady cash flow.
Business
IDT Corporation operates across multiple technology sectors through four distinct business segments, each serving different markets and customer needs. National Retail Solutions (NRS) represents IDT's fastest-growing segment, providing point-of-sale systems and merchant services to independent retailers across the United States. NRS installs tablet-based payment processing terminals in small businesses like convenience stores, beauty salons, and quick-service restaurants. Beyond payment processing, these terminals serve as platforms for digital advertising, data analytics, and additional services like lottery ticket sales and money transfers. The company has deployed over 30,000 active terminals and continues expanding at approximately 500 new locations monthly. This segment generates revenue through transaction fees, monthly software subscriptions, and advertising revenue from brands wanting to reach customers at the point of purchase. BOSS Revolution Fintech Services focuses on serving immigrant communities through international money remittance and mobile top-up services. The BOSS Money transfer service allows customers to send money internationally through both digital channels and a network of retail agents. The platform processes over 20 million transactions annually, with approximately 80% conducted digitally. The service targets underbanked populations who need to send money to family members in their home countries, competing with established players like Western Union and MoneyGram. net2phone Unified Communications provides cloud-based business phone systems and contact center solutions to small and medium-sized businesses. The platform serves over 400,000 seats globally, offering voice, video, messaging, and customer service tools through a software-as-a-service model. The company has been expanding its Contact Center-as-a-Service (CCaaS) offerings and recently introduced AI-powered features to help businesses automate customer interactions. Traditional Communications encompasses IDT's legacy telecommunications services, including international calling cards, wholesale voice termination services to other telecom carriers, and platform services for cable operators. While this segment generates declining revenues, it continues to produce positive cash flow and EBITDA of over $20 million annually, helping fund growth investments in the other segments. Based on recent financial reports, NRS contributes approximately 25-30% of total revenue, Fintech services account for roughly 35-40%, net2phone represents about 15-20%, and Traditional Communications makes up the remaining 25-30% of consolidated revenues.
Revenue model
IDT Corporation employs multiple revenue models across its diversified business portfolio, each with distinct customer bases and monetization strategies. Transaction-Based Revenue forms the largest component of IDT's business model. In the BOSS Revolution fintech segment, the company earns fees on each money transfer transaction, typically ranging from 2-8% of the transfer amount depending on the destination country and transfer method. NRS generates transaction fees from payment processing, earning a percentage of each credit card or debit card transaction processed through its point-of-sale terminals. The company also earns fees from lottery ticket sales, money transfers, and other services offered through its retail network. Subscription and Recurring Revenue provides predictable income streams across multiple segments. net2phone charges monthly subscription fees per user seat for its unified communications platform, with pricing varying based on feature sets and service levels. NRS collects monthly software fees from retailers for advanced features like inventory management, employee scheduling, and analytics dashboards. These recurring revenue streams have been growing consistently, with NRS recurring revenue increasing over 30% year-over-year. Advertising and Data Revenue represents an emerging high-margin opportunity within the NRS segment. The company monetizes its network of point-of-sale terminals by displaying targeted advertisements from consumer brands wanting to reach customers at the moment of purchase. IDT also generates revenue by selling anonymized transaction data and consumer insights to manufacturers and distributors seeking to understand retail purchasing patterns. Wholesale Services Revenue comes primarily from the Traditional Communications segment, where IDT provides voice termination and SMS services to other telecommunications carriers on a per-minute or per-message basis. Several factors influence IDT's profitability margins. Positive margin drivers include the shift toward digital transactions in money remittance (which have higher margins than retail agent transactions), increasing adoption of higher-value software features in NRS, and growing advertising revenue which carries minimal incremental costs. The company benefits from operational leverage as fixed costs are spread across growing transaction volumes. Margin pressures come from competitive pricing in money remittance services, foreign exchange rate fluctuations affecting international operations, regulatory compliance costs in financial services, and customer acquisition expenses for new retail locations and remittance users. Rising interest rates can impact the company's substantial cash balances positively, while economic downturns could reduce small business spending on technology services and immigrant remittance volumes.
Competitive moat
IDT Corporation's competitive positioning varies significantly across its business segments, with some areas showing stronger defensive characteristics than others. NRS demonstrates the strongest moat potential through its embedded position within independent retailers' daily operations. Once installed, the point-of-sale systems become integral to merchants' payment processing, inventory management, and customer interactions, creating high switching costs. The company benefits from network effects as more terminals generate better data insights and attract more advertisers, while advertisers' presence makes the platform more valuable to retailers. The fragmented nature of independent retail creates barriers for larger competitors who typically focus on chain stores, giving IDT access to an underserved market segment. BOSS Revolution faces intense competition in the money remittance market from established players like Western Union, MoneyGram, and newer fintech companies like Remitly and Wise. However, IDT has built advantages through its focus on specific immigrant communities, offering culturally relevant marketing and customer service in native languages. The combination of digital and retail agent channels provides flexibility that some digital-only competitors lack, particularly important for customers who prefer in-person transactions or lack banking relationships. net2phone operates in the highly competitive unified communications market against much larger players like Microsoft Teams, Zoom, and RingCentral. The company's moat is relatively narrow, relying primarily on competitive pricing and specialized features for small businesses. However, its focus on underserved markets in Latin America and its integrated contact center capabilities provide some differentiation. Traditional Communications has minimal moat as legacy telecommunications services face structural decline. However, the segment's established customer relationships and infrastructure investments provide some defensive value while generating cash flow. The company's overall competitive position is moderately strong but faces significant risks from larger, well-funded competitors in each segment. The success of the transformation strategy depends heavily on execution excellence and continued innovation, particularly in the rapidly evolving fintech and communications technology markets.
Risks & safety
IDT Corporation demonstrates a solid financial foundation with moderate margin of safety characteristics. Strong Liquidity Position: 1. Cash and short-term investments of $247.7 million as of Q2 2025 2. Current ratio of 1.66, indicating good short-term liquidity 3. Minimal debt with debt-to-equity ratio of just 0.005 4. Positive free cash flow generation of $15.3 million in Q2 2025 Valuation Metrics: 1. Price-to-earnings ratio of 14.6x appears reasonable for a growing technology company 2. EV/EBITDA of 8.3x suggests moderate valuation relative to cash flow generation 3. Price-to-book ratio of 4.4x reflects premium to tangible assets but not excessive for a technology business 4. Graham number analysis suggests potential undervaluation relative to earnings and book value Operational Considerations: 1. Diversified revenue streams reduce single-segment risk 2. Growing recurring revenue base provides earnings stability 3. Positive EBITDA growth trajectory across key segments 4. Management's focus on capital allocation through dividends and share repurchases 5. Regulatory risks in financial services segment require monitoring 6. Competitive pressures in all segments could impact future growth rates
Recent development
Over the past several years, IDT Corporation has executed a strategic transformation from a traditional telecommunications company into a diversified technology and financial services provider focused on high-growth market segments. NRS Expansion and Innovation: The company has aggressively expanded its National Retail Solutions network, growing from approximately 15,000 terminals in 2022 to over 30,000 active locations by 2025. Management has diversified beyond convenience stores into new verticals including hotels, gas stations, quick-service restaurants, and liquor stores. The company launched new products including self-ordering kiosks, the Panther POS tablet system, and delivery services through partnerships with DoorDash. Most significantly, NRS has developed an advertising platform with over 3,000 digital screens, creating a new high-margin revenue stream. BOSS Revolution Digital Transformation: The fintech segment has undergone a major shift toward digital channels, with 80% of transactions now processed digitally compared to primarily retail-based transactions in prior years. The company launched the "Wallet by BOSS Money" digital platform and expanded into new geographic markets including Venezuela, Brazil, and Eritrea. Management has focused on optimizing gross profit per transaction rather than pure volume growth, resulting in improved margins despite some transaction volume volatility. net2phone Platform Migration and AI Integration: The unified communications segment completed migration to its own proprietary platform, reducing dependence on third-party infrastructure. The company launched AI-powered features including virtual agents and expanded its Contact Center-as-a-Service offerings. net2phone has grown from serving approximately 300,000 seats to over 400,000 seats while doubling its adjusted EBITDA margins. Capital Allocation Strategy: IDT has become increasingly shareholder-friendly, implementing regular dividend payments and increasing the quarterly dividend by 20% in 2025. The company conducted record share repurchases of $8.5 million in Q2 2025, responding to investor feedback about cash utilization. Management has indicated openness to strategic acquisitions, particularly for international expansion of NRS or complementary fintech capabilities. Traditional Communications Optimization: Rather than abandoning its legacy telecommunications business, IDT has focused on cost optimization and cash flow preservation, maintaining over $20 million in annual EBITDA from this segment to fund growth investments in other areas.
IDT company profile · for informational purposes only — not investment advice.
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