Barclays PLC
- Open
- 26.65
- Day high
- 26.70
- Day low
- 26.55
- Prev close
- 26.20
- Volume
- 1.0M
- Mkt cap
- $89.5B
- P/E (TTM)
- 10.2
- EPS (TTM)
- $2.62
- P/B
- 0.8
- P/S
- 1.7
- Yield
- 2.29%
- Per share
- $0.61
Barclays PLC (BCS) is a Financial Services company listed on NYSE. The stock is up 33% over the past year. Drillr has 1 published research article covering BCS.
Barclays PLC (BCS) financials & analyst ratings
Fundamentals (TTM)
Analyst consensus · 2 analysts
Source: exchange market data + company filings. Figures are trailing-twelve-month or as most recently reported. For informational purposes only — not investment advice.
BCS earnings date, history & EPS estimates
| Report date | EPS est | EPS actual | Surprise | Revenue | Rev. surprise |
|---|---|---|---|---|---|
| Jul 28, 2026 | $0.89 | $0.90 | +1.1% | $11.1B | +2.8% |
| Apr 28, 2026 | $0.75 | $0.76 | +1.3% | $11.0B | +1.3% |
| Oct 22, 2025 | $0.54 | $0.56 | +3.7% | $9.6B | +4.1% |
| Jul 29, 2025 | $0.50 | $0.62 | +24.0% | $25.1B | +167.9% |
| Apr 30, 2025 | $0.61 | $0.65 | +6.6% | $10.0B | +6.9% |
| Feb 13, 2025 | $0.19 | $0.34 | +78.9% | $7.1B | -22.3% |
| Oct 24, 2024 | $0.56 | $0.56 | +0.4% | $8.6B | +2.1% |
| Aug 1, 2024 | $0.40 | $0.41 | +2.5% | $23.8B | +194.7% |
| Apr 25, 2024 | $0.46 | $0.59 | +28.3% | $8.7B | +2.5% |
| Feb 20, 2024 | $0.36 | $-0.03 | -108.3% | $7.1B | -2.9% |
| Jul 27, 2023 | $0.45 | $0.43 | -4.4% | $8.1B | -3.2% |
| Feb 15, 2023 | $0.31 | $0.31 | +0.0% | $7.1B | -0.1% |
Barclays PLC company profile
Overview
Barclays PLC (NYSE:BCS) is one of the United Kingdom's oldest and largest banking institutions, tracing its origins back to 1690 when it was founded as a goldsmith banking business in London. Originally known as Barclays Bank public limited company, the institution changed its name to Barclays PLC in January 1985. Today, Barclays operates as a major international financial services provider with operations spanning the United Kingdom, Europe, the Americas, Africa, the Middle East, and Asia. The bank has evolved from its traditional banking roots into a diversified financial services conglomerate offering everything from retail banking to sophisticated investment banking services.
Business
Barclays operates as a diversified banking institution providing comprehensive financial services across multiple business segments. The company has recently restructured into five primary divisions to optimize performance and capital allocation. Barclays UK represents the domestic retail and commercial banking operations, providing traditional banking services such as current accounts, mortgages, personal loans, and small business banking to UK consumers and businesses. This segment generates approximately 25% of group income and maintains strong market positions in UK retail banking. UK Corporate Bank focuses on serving mid-market and large corporate clients within the United Kingdom, offering commercial lending, cash management, trade finance, and treasury services. This division leverages Barclays' deep UK market knowledge and relationships. Investment Bank operates globally, providing sophisticated financial services including equity and debt capital markets, mergers and acquisitions advisory, trading in fixed income currencies and commodities (FICC), equities trading, and prime brokerage services. This segment serves institutional clients, corporations, and governments worldwide, representing roughly 35-40% of group income. US Consumer Bank primarily operates a credit card business targeting American consumers through partnerships with major retailers and airlines. The bank issues co-branded credit cards and provides consumer lending products, focusing on building scale in the competitive US consumer finance market. Private Banking and Wealth Management serves high-net-worth individuals and families globally, offering investment management, wealth planning, private banking, and fiduciary services. This segment focuses on growing assets under management and generating fee-based income from affluent clients.
Competitive moat
Barclays possesses a moderate competitive moat built primarily on regulatory barriers, scale advantages, and established client relationships, though this moat faces ongoing pressures from technological disruption and intense competition. The bank's strongest defensive characteristics include its regulatory banking license, which creates significant barriers to entry in core banking markets, and its scale advantages in capital markets where large balance sheet capacity and global reach provide competitive advantages in serving multinational corporations and institutional clients. Barclays' established client relationships, particularly in UK retail banking and global investment banking, create switching costs and recurring revenue streams. However, the bank's moat faces several challenges. In retail banking, digital-native competitors and fintech companies are eroding traditional advantages through superior user experiences and lower cost structures. Open banking regulations in the UK are reducing switching costs and enabling new competitors to access customer data. In investment banking, the business remains highly competitive with limited differentiation, making it susceptible to market share shifts and fee compression. The bank's geographic diversification provides some defensive value, but also creates complexity and regulatory challenges across multiple jurisdictions. While Barclays maintains strong positions in certain niches like UK retail banking and specific investment banking products, the overall competitive landscape suggests a moderately defensible but not impregnable market position. The success of ongoing digital transformation initiatives and the ability to maintain operational efficiency will be critical factors in preserving competitive advantages.
Risks & safety
Barclays demonstrates a strong margin of safety from a capital and liquidity perspective, though profitability metrics suggest moderate valuation appeal. Capital Position: - CET1 ratio of 13.6% well above regulatory minimums - Strong capital generation capability supporting consistent shareholder distributions - Minimal solvency risk given robust regulatory capital buffers Liquidity and Cash: - Substantial cash and short-term investments of £264 billion - Strong deposit base providing stable funding - Diversified funding sources across geographies and customer segments Debt and Leverage: - Banking sector-appropriate leverage levels - Well-managed maturity profiles - Strong credit ratings supporting wholesale funding access Valuation Metrics: - Price-to-book ratio of 0.55x indicating discount to tangible book value - Price-to-earnings ratio of 6.2x suggesting reasonable valuation - Return on equity of 8.8% approaching mid-cycle targets Other Considerations: - Exposure to UK economic cycles and Brexit-related uncertainties - Regulatory capital requirements may increase under Basel 3.1 - Investment banking revenues subject to market volatility
Recent development
Over the past few years, Barclays has undertaken a significant strategic transformation focused on improving returns and optimizing capital allocation. The bank restructured its operations into five distinct business segments in 2024, moving away from its previous divisional structure to create clearer accountability and performance measurement. A key strategic initiative has been the rebalancing of risk-weighted assets, with management targeting a reduction of the Investment Bank's share of group RWAs from 58% to 50% by 2026. This reflects a deliberate shift toward higher-returning businesses while maintaining the Investment Bank's client franchise. The bank has been divesting non-core assets, including the sale of Italian mortgage portfolios and German consumer finance operations, while simultaneously making strategic acquisitions such as the Tesco Bank purchase completed in November 2024. Operational efficiency improvements have been a major focus, with the bank achieving £1 billion in gross efficiency savings during 2024 and targeting further cost reductions. The bank has invested heavily in digital transformation initiatives to improve customer experience and reduce operational costs across all business lines. In the US Consumer Bank, Barclays has been working to diversify its partnership-dependent business model, particularly following the end of its American Airlines partnership. The bank continues to focus on organic growth while improving operational efficiency in this segment. The Private Banking and Wealth Management division has seen significant growth, with client assets increasing substantially and strong return on tangible equity performance exceeding 20% in recent periods.
BCS company profile · for informational purposes only — not investment advice.
Track BCS with Drillr
SEC filings, earnings calls, insider activity, alt-data signals — all queryable through Drillr's AI terminal and MCP API.
Try Drillr for free